Blog

FBN Members are Recruiting!

Many of our members are looking for staff to join their teams; are you looking for a new challenge? Maybe one of these roles could suit you.

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Rawlins Davy, Solicitors and Mediators, have a vacancy for a legal assistant/secretary within the company/commercial team. Established in 1832, Rawlins Davy are a forward-thinking law firm in central Bournemouth, and are now investing in the staff that will serve their clients into the next generation.

The successful applicant will have superb oral and written skills, and be able to demonstrate how they rise above their peers in terms of capability, commitment and ambition. Your role will support a team that delivers a service to their clients that exceeds their expectations by some margin.

For more information, or to discuss your suitability for the role in confidence please contact mark.kiteley@rawlinsdavy.com
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Due to an increased demand in enquiries and growth over the past few years Your Mortgage Connection need a Mortgage and Protection Advisor to join their busy team.  They will consider self-employed (with transition assistance) and there is a choice to work in the office or remotely from home.  Some leads are provided but it is expected that you will have the determination and drive to source your own leads or already have a small bank of clients. Candidates must be CeMAP 1/2/3 qualified and with CAS or equivalent.

Please contact tara@yourmortgageconnection.co.uk
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BKB Accountants are looking for high calibre people to join their team. Check out https://www.bkbaccountants.co.uk/about-us/careers for more information

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Electric vehicles: Leasing ‘18% cheaper’ than PCP 

Leasing a battery electric vehicle (BEV) is cheaper than funding a new vehicle on personal contract purchase (PCP), new research suggests.

Leasing.com analysed pricing data for its 15 most popular BEVs and found that leasing was the most cost-effective option on 13 vehicles. Just the Renault Zoe and Jaguar I-Pace were cheaper using PCP.

The highest cost difference was 31% for an Audi E-Tron, with the average difference in cost being 18%.

David Timmis, managing director of Leasing.com, says that one of the most important challenges the industry faces, with the greater shift towards EVs, is making them affordable.

“Without this, the market simply won’t shift quick enough,” he explained. “Thankfully, leasing provides consumers an alternative route to driving an EV that won’t break the bank and, in fact, will save them money compared to PCP – the current most popular new car finance product in the UK.”

The Finance and Leasing Association (FLA) reported that the value of new car personal leasing grew 27% in the 12-months to January 2021.

Toby Poston, director of corporate affairs at the British Vehicle Rental and Leasing Association (BVRLA), said: “Leasing is the perfect way to finance a new BEV.

“With so much economic uncertainty and technology changing so fast, it is not surprising that more and more people are using this fixed cost, affordable and hassle-free method to fund their leap to electric motoring.”

Leasing.com’s analysis shows that the Tesla Model 3 has a list price of £42,935, however, when leased over four years, the total cost comes in at £25,445.77.

Compare that against a PCP cost of £30,384, and leasing will save drivers 19% over the life of the contract, it says.

The largest saving overall was found when comparing costs for an Audi E-Tron. On PCP, the Audi has a total cost of £43,420.14 at the end of a 48-month contract.

On lease, the same make and model comes in at a total cost of £34,311.50. A total saving of £9,108.64, it says.

Leasing.com compares personal and business car leasing offers from brokers, dealers, motor manufacturers and independent funders.

Battery Electric Vehicle Cost Comparisons: Lease (PCH) vs Finance (PCP)

Identical term and mileage allowances

ModelTotal Lease CostTotal PCP Cost (excluding balloon)£ Difference
Tesla Model 3£25,445.72£30,384£4,938.28
Volkswagen ID.3£25,445.72£22,039.86£5,090.58
Hyundai Ioniq Electric£18,113.68£22,880.30£4,766.62
Hyundai Ioniq 5 Electric£22,294.80£28,689.29£6,394.49
Hyundai Kona Electric£17,312.16£19,107.44£1,795.28
Kia E-Niro£18,483.28£23,897.40£5,414.12
Mini Hatchback EV£15,534.40£18,250.25£2,715.85
Nissan Leaf £10,976.16£13,092.01£2,115.85
Vauxhall Corsa-e£13,519.84£15,282.20£1,762.36
Renault Zoe£14,630.36£14,060-£570.36
MG Motor UK ZS EV£17,768.43£23,266.83£5,498.40
Volkswagen ID.4£18,838.28£23,506.74£4,668.46
Jaguar I-Pace£41,037.04£38,277-£2,760.04
Lexus UX300e£23,628.56£24,039£410.44
Audi E-Tron£34,311.50£43,420.14£9,108.64

Source: Leasing.com supplied by FBN Member Andrew Garaway from Dorset Car Leasing

The worst is yet to come

The reality about the cost of living squeeze really hit home last week.  Just look at the media headlines

•    Households will be in “Deep Peril”
•    The coming storm as central banks fight inflation will be far worse than anyone expects
•    Tesco boss says the worst is yet to come
•    Cost of living crisis could delay retirement plans

What can I do to help? 🤔

1.  UW are the only energy supplier who guarantee to be cheaper than the price cap – now and in April

2.  UW have the cheapest variable energy in the country, which will cut £100 off the average energy bill from April 

3.  UW are the only company guaranteeing to save people that amount. 

4.  UW have the cheapest fixed energy tariff in the country

5.  So prospective customers can choose between the best fixed and the best variable – it’s entirely up to them and we don’t advise either way.

Call or text FBN Member Gail Bannister on 07985989538 for more info 

Always happy to help 😀

Price cap for energy announced

BREAKING NEWS: The price cap for energy has been announced today.  This will rise by 54% on 1st April.  

For someone with average typical bills that’s a rise from £1,277 to £1,971 per year. Just under £700 per year.  😱

FBN member Gail Bannister can help you pay less for your bills, including energy, broadband, mobiles and shopping.  For your home and business.  

Please call FBN member Gail Bannister for a no obligation chat and savings quote.  07985989538. 

How Utility Warehouse is offering competitive tariffs despite the energy crisis 

While energy providers’ prices soar, Utility Warehouse’s tariffs are comparatively low.

People across the UK have seen their bills go up because of the spike in gas and electricty prices, which came into force on October 1, 2021. The price rises follow the increasing demand for energy, which has triggered a huge jump in wholesale energy costs. As a result, the government regulator Ofgem has raised its price cap for the second time this year. Despite the energy crisis, the UK’s only genuine multiservice provider Utility Warehouse (UW) is able to offer some of the most competitive energy prices on the market.

How can Utility Warehouse offer such good value energy tariffs?

UW, the ninth biggest independent energy supplier in the UK, can offer some of the lowest energy prices because of a deal between E.ON and its parent company Telecom Plus. In the past, this long-term agreement has meant that some energy suppliers have been able to undercut UW by taking a shorter-term approach. These suppliers have primarily focused on gaining market share. However, the rising wholesale prices have made it difficult for many of these suppliers to maintain their competitive energy pricing. This has left UW amongst the few energy providers that can take on new customers at the most competitive prices.

It’s no surprise that UW’s shares rose by over 10% when the multiservice provider reassured customers it was better insulated against the price hikes than most suppliers this autumn.

“We’ve been in business for 20 years,” says UW’s CEO Andrew Lindsay, who was a mergers and acquisitions banker for Goldman Sachs before he became the chief executive of Telecom Plus in 2010. “We’ve been patiently waiting for our opportunity.”

Lindsay explains that although the price climb has exposed the energy sector’s “systematic flaws”, he considers government intervention beyond temporary stop-gap measures unnecessary.

“Energy markets are cyclical,” he says. “We learned back in 2005 that you get wholesale price spikes. But everyone’s conveniently forgotten about that. The government is treading the right line here by not letting the incumbents muscle in and stifle competition, but equally not bailing out insolvent suppliers and prolonging the overdue and much-needed reset of unsustainable pricing practices.”

UW energy prices come in lower than many of its rival suppliers not only because of the agreement with E.ON, but also because the multiservice provider teams its energy service with great value broadband,mobile, and insurance services. UW has offered great value home services for 25 years, helping customers bundle their utilities into monthly packages. Plus, the bundles come with customer bonuses like 100% renewable electricity for Double Gold customers, a cashback card for those who take all services, and free smart meter upgrades for all energy customers.

Replicated from ABCMoney.co.uk

BULB Customers – Time is of the essence

Bulb is likely to cease trading imminently and when that happens, you will have no say about who your new provider is, what rates you are put on and it could  well take months to sort out, at a time of the year when energy consumption is going to be highest and you least want a deficit building up.

But the likes of Martin Lewis are saying “sit tight and do nothing”.  why is that? This is misleading advice and here’s why….

Everyone knows that comparison sites earn their money by getting paid to switch you to another provider. At the moment other energy providers can’t offer anything below the price cap on variable tariffs, so most companies have closed their doors to taking on new customers. This means that the comparison sites are  unable to provide you with many alternatives to the company you are already with. They’d obviously rather wait until they have many options so that you use their sites and they get paid.

So here’s where I come in…..

UW guarantee to be cheaper than the Ofgem Price Cap

UW have been trading since 1996 and will not be going bust as they have hedged their energy prices until 2035 and they also don’t rely on energy sales alone because they are unique in the fact that they also provide other services such as broadband, mobiles and insurances.  

UW offer long term sustainable energy and GUARANTEE to save you money, you will not be left without a supplier and you will not need to switch ever again! 😀

So, whoever your provider is, please message me, Gail Bannister, for a no-obligation chat to see if I can help. The next 12 months are going to see many squeezes on our purses, let me take the worry out of one of them.

‘Challenging society’s rules by living the life we design’ Www.funlife.co.uk

Our first Face to Face in 18 months

We did it! Our first Face to Face networking meeting in 18 months. Kindly hosted by FBN member Peter Stockwell-Jones from Wessex Aloe, our outside meeting was a great way to begin the process of bringing our members back together as well as finally meet some of our newer members having been on Zoom for so long.

This is just the beginning of FBN coming back together with our regular face to face meetings. Keep an eye on the website and our social media pages for more details coming soon….

Fete on the Field

It’s 8am on Saturday 19 June 2021, and PSJ is sitting patiently in his loaded up car, waiting in a queue at the entrance to St George’s field in Ferndown, the venue for the return of Ferndown & Parley Rotary Club’s annual Fete on the Field event after last year’s cancellation. He sees David Allen, the other member of the 2-man FBN set-up team, who is searching for a Rotary colleague who has the site map which indicates the position of each stall. No-one can find the site map and the queue of vehicles continues to grow for the next 30 minutes. Suddenly, a large red 4 x 4 vehicle finds a gap in the fence and forces his way to the front of the queue. Everyone else notices his German licence plate and a few toot their horns in frustration. This must be the Bratwurst Hot Dog stall man! Minutes later, the site plan is found and at last all the vehicles gradually enter the field, proceed to their allotted positions and unloading of equipment begins amid much chuntering about “that red car”.

Plot B22 is conveniently third in from the public entrance gate and we start by laying out the gazebo poles & connectors on the ground, actually following the instruction plan which is in English rather than Chinese. To our surprise, everything fits where it’s supposed to as the second 2-man team of Paul Wales and Peter Read arrive and nod their approval when there are no parts on the ground that we have forgotten to fit. We even put the canvas roof on the correct way with the Velcro fasteners on the inside. Then, with one man on each corner, we lift the whole structure up to its full height and insert the legs – Bingo, we have a very attractive stand! All that remains to do is hammer a peg into the foot of each leg to prevent the whole thing flying away, clip the fasteners to the cross members and fasten the vertical back sheet to the frame to hide the car parked immediately behind but also to act as a contrasting backdrop for the pop-up banners.

The table is positioned at the front, it’s dressed with the new FBN cloth, and the pens, cards, flyers & wallets are neatly arranged on top. A second, smaller table is placed at the back for FBN members to display their own promotional material. 2 folding chairs complete the picture and we’re ready to go with half an hour to spare before the masses enter at 11am. PSJ then grabs a handful of cards & flyers and has a wander around the rows of stands looking for any who could be considered potential new FBN members as well as spotting the positions of food & drink stalls.  At the same time, Gavin Smith, Ian Pounds and Maria Tidy arrive and start setting up their own stalls alongside ours. At every event PSJ has attended with Maria, she always has her minder (her Mum) with her and they make a very good double act! Paul Wales expresses the need of some breakfast at this stage and wanders off to the English sausage stall at the end of his shift. We also say thank you & goodbye to Peter Read. David Allen & PSJ go for a well earned coffee.

Soon after returning to the stand, the next member of the team arrives. It’s Tatiana Hibberd and the conversation starts around things like “Oh, you’re taller (or shorter) than I expected” since we’ve only seen each other ‘top halves’ on Zoom screens. But it’s now 11am; the gates are opened, individuals, family groups etc., start filing in and the show starts. The team engages with anyone who comes anywhere near our stand, handing them a flyer (& the occasional free pen) and explaining that we’re a group of local traders & professionals who can be trusted to do excellent work in their respective fields.

Time flies and soon it’s 1pm when Tara Harper is due to replace Tatiana, but Tatiana is enjoying the break from her work (& family) and stays for at least another half an hour – what a nice person!

It’s been overcast, grey and unusually cold all day with rain forecasted for around 5pm when the show officially ends. None of us wants to de-rig in the rain, so we (& some of the other stall holders) start packing away soon after 4pm and by 4.30pm we’re ready to leave – it’s always surprising that packing up to leave is so much quicker than unpacking to start.

It’s definitely been a worthwhile event for FBN in terms of engaging with those who were looking for the services that we as members offer because it was a family fun day and we were talking to members of the public. We handed out many flyers. It was NOT a Trade show and therefore little potential for finding or identifying new members, although we kept our eyes & ears open.

Maria did extremely well with her ‘attraction’ of toy prizes in a locked cabinet. Pay £1 and choose 4 keys from the bag; if one of them was the correct key, it opened the cabinet and the lucky winner could pick a prize from inside. Children loved it and their parents were happy to donate £1 for a chance for their child to win.

FBN Member – My Time Young Carers

Self-care isn’t selfish: Tips to lift your Mood

We’ve seen a distinct change in the weather this week which implies that spring is on the way and we’re hoping that the longer days and warmer weather will begin to lift your spirits as we move out of a very long winter! That said, we know that the continued uncertainty of the coming months is having a toll of most of us, so we wanted to offer some practical advice for ensuring you’re taking care of your mental health. 

Focus on what you can control 

Part of why we’re feeling so uneasy at the moment is that there’s far too much in the air that we have no way of controlling. Whether it’s when we’ll get to see friends and family again, when that wedding will be able to happen or when we’ll get to travel the world again, focusing on what we can’t control will only leave us anxious.  

Make a conscious effort to put your mind towards what you can control: set a daily routine that feels good; set a to-do list that feels plausible so that it’s easy to check it off and feel accomplished; commit to exercising once per day; do a thorough spring clean (one room at a time if the whole house feels like too much of a task); check in with friends and family for chat. 

Practise gratitude 

Whether you voice your gratitude out loud or jot it down in a journal at the end of every day, the simple act of giving thanks even for the smallest things will shift your mindset. Don’t let the bad parts of your day make you feel bitter, instead celebrate the good every time it happens. Eventually you’ll start to notice the good much more and realise that life’s still great. 

Breathe 

We had a great session with Forever ambassador Kristina Rihanoff the other week to discuss the benefits of breathing and meditation. Even if you’re unable to commit half an hour to a full meditation or yoga session there are few who can’t commit to five minutes of breathing mindfully each day, and even this simple thing can do wonders for your mental health. 

Simply take yourself to a quiet part of your house (even if it’s just your bathroom!), set a timer for five minutes and get comfortable. Breathe in through your nose for a count of four seconds, hold for another four, breathe out for another four and hold for four more. Repeat until the timer runs out. Try to focus on the rhythm of your breathing and the beating of your heart. Take a few moments to wriggle your fingers and toes. If your mind wanders, gently bring it back to the here and now. All of this can really bring a sense of calm to your mind that’ll help you tackle the rest of your day head on. 

Nourish your body 

Taking good care of your body can really help to lift your mood. While it may be all too easy to default to comfort food when things feel a little doom and gloom, you’ll actually feel all the better for eating healthy foods, drinking plenty of water and getting a good amount of exercise each day. Not sure where to start? 

  • When Forever tackled the C9 in January they created lots of healthy 600 calorie meals that are perfect whether you’re on the C9 or not. You can find sixteen of them righthere
  • We recently released a Flavours of Forever video detailing how to make pancakes with Forever Lite Ultra, aloe & avocado on toast featuring Aloe Vera Gel and healthy Rocky Road bites with Forever Bee Honey for when you need a pick-me-up.

All products are available from Peter Stockwell-Jones (M: 07947 695785 E: peter@wessex-aloe.com) or via his online shop at www.wessex-aloe.com

by Ferndown Business Network member Peter Stockwell-Jones (Wessex Aloe)

Looking to increase business? Join us!

At FBN we are continuing to grow! Are you looking for some friendly business support and networking? Then why not join us. We are looking for a wide range of companies to become members, who have capacity to grow, so we can begin to work with each other.

Limited to only one person per profession. Come & see how our approach to increasing business for each other can also benefit you. 

Complete our on-line enquiry form and we’ll send you the link to join our next meeting taking place on Friday mornings from 7.00AM, currently on zoom.  Our available categories include:

  • Architect
  • Bricklayer
  • Builder
  • Car body shop specialist
  • Carpet / Floor Cleaner
  • Chiropractor
  • Construction
  • Fencing
  • Fire & Security specialist
  • Florist
  • Gardener
  • Handyman
  • Mental Health & Well-being
  • Health & Safety Specialist
  • House Maker Over
  • Insolvency
  • IT Specialist
  • Landscape Gardener
  • Local Radio (Forest FM/Wave 105)
  • Locksmith
  • Oven Cleaner
  • Painter/Decorator
  • Plaster
  • Photographer
  • Physiotherapist
  • Plumber
  • Roofer
  • Solicitor
  • Sports Physio
  • Telecommunications
  • Tree Specialist
  • Town Planner

We are looking forward to hearing from you.

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