The reality is that absolutely everybody could be a victim. Organisations both big and small hold value to cyber criminals, which is why Dorset Police, the Cyber Protect network and the National Cyber Security Centre offer the services they do.
Welcome to the March issue of Cyber Crime News – the bi-monthly newsletter from Dorset Police to keep you up to date with the latest news, campaigns, crime prevention guidance and support for businesses
Our teams have been working on the UW App and we’ve just launched a great new feature so our customers can see just how much they’re saving!
Every penny you’ve saved using your Cashback Card
Your biggest savings split monthly
How much you’ve saved – on average – over 3, 6 and 12 months
See the retailers you’ve earnt the most cashback from
Updates on our newest cashback Partners
Assuming you are a UW customer make sure you download the app. We’d love to see your savings. Why not share them on social media? It’s a great way of getting Referal’s and getting lots of £50’s off your bills ❤
If you’re not a UW customer but want to have a % of all of your shipping coming off your energy bills then you know where I am 😀 (Gail Bannister)
Have you ever thought about running your own business? 🤔
Most people think about it but very few actually do it. 😵💫
I’ve always had an entrepreneurial mindset right from a young age when the bubblegum machine outside our local shop malfunctioned. I put my 1p in and turned the knob and it just kept turning. I filled my pockets with the contents of the machine and took them to school the next day where I sold them for 2p each 😂.
At 21 I spent ages trying to set up a babysitting agency so that I didn’t just get paid on my own efforts I got paid on many peoples efforts. Unfortunately the red tape and hurdles I needed to jump through to do this properly aborted my plans. 😢
Shortly after this I set up Skate Away. I had the idea in the morning and by the evening I had a company name and an account set up with Shiners in Bristol to buy my first load of roller skates 🛼 and accessories from. I ran this business for many years having my skates in two shops and six roller discos. Unfortunately, although we had some great fun, in reality it turned my passion for rollerskating into hard work and very little financial reward.
So what to do next? 🤔. It’s difficult isn’t it trying to find a product or service that enough people need, where you can offer a unique service at a competitive price?
Imagine finding a service that everybody needed and had to pay out for even in a recession 🤔.
Imagine being able to sell the service once and then people just carry on using it so that you get paid on it every month without having to resell it 🤔.
Imagine being the cheapest and the best with award winning customer service 🤔.
Imagine having a whole company full of staff but not having the headache of having to employ them yourself 🤔 No Hiring, firing, pensions, sick pay, maternity pay to sort out 🤔. Imagine not only having staff to manage customer services, finance, HR, marketing etc but having a sales team of individuals that are self employed and getting paid on their efforts as well as your own each month 🤔 😊
Imagine if this company had won award after award for 15 years in the Which Magazine 😀 wow all this would make it so easy to recommend wouldn’t it? 😊.
NOW STOP IMAGINING. It’s actually here 😊. I found this company 19 years ago and have never looked back. I’m just as excited about it now as I was then and I’m still getting paid on the work I did 19 years ago too. 😊😊
Can you imagine if you too could join and have your own business for £10? 🤔.
If you can then why not stop imagining and just do it ? Click on the website below and sign up. It only takes 3 minutes and I’ll give you all the help and support you need to grow your own successful business too.
Alternatively you could just carry on imagining 🤔. What have you got to loose ?
Many of our members are looking for staff to join their teams; are you looking for a new challenge? Maybe one of these roles could suit you.
******************************************************************************** Rawlins Davy, Solicitors and Mediators, have a vacancy for a legal assistant/secretary within the company/commercial team. Established in 1832, Rawlins Davy are a forward-thinking law firm in central Bournemouth, and are now investing in the staff that will serve their clients into the next generation.
The successful applicant will have superb oral and written skills, and be able to demonstrate how they rise above their peers in terms of capability, commitment and ambition. Your role will support a team that delivers a service to their clients that exceeds their expectations by some margin.
For more information, or to discuss your suitability for the role in confidence please contact email@example.com ******************************************************************************** Due to an increased demand in enquiries and growth over the past few years Your Mortgage Connection need a Mortgage and Protection Advisor to join their busy team. They will consider self-employed (with transition assistance) and there is a choice to work in the office or remotely from home. Some leads are provided but it is expected that you will have the determination and drive to source your own leads or already have a small bank of clients. Candidates must be CeMAP 1/2/3 qualified and with CAS or equivalent.
Leasing a battery electric vehicle (BEV) is cheaper than funding a new vehicle on personal contract purchase (PCP), new research suggests.
Leasing.com analysed pricing data for its 15 most popular BEVs and found that leasing was the most cost-effective option on 13 vehicles. Just the Renault Zoe and Jaguar I-Pace were cheaper using PCP.
The highest cost difference was 31% for an Audi E-Tron, with the average difference in cost being 18%.
David Timmis, managing director of Leasing.com, says that one of the most important challenges the industry faces, with the greater shift towards EVs, is making them affordable.
“Without this, the market simply won’t shift quick enough,” he explained. “Thankfully, leasing provides consumers an alternative route to driving an EV that won’t break the bank and, in fact, will save them money compared to PCP – the current most popular new car finance product in the UK.”
The Finance and Leasing Association (FLA) reported that the value of new car personal leasing grew 27% in the 12-months to January 2021.
Toby Poston, director of corporate affairs at the British Vehicle Rental and Leasing Association (BVRLA), said: “Leasing is the perfect way to finance a new BEV.
“With so much economic uncertainty and technology changing so fast, it is not surprising that more and more people are using this fixed cost, affordable and hassle-free method to fund their leap to electric motoring.”
Leasing.com’s analysis shows that the Tesla Model 3 has a list price of £42,935, however, when leased over four years, the total cost comes in at £25,445.77.
Compare that against a PCP cost of £30,384, and leasing will save drivers 19% over the life of the contract, it says.
The largest saving overall was found when comparing costs for an Audi E-Tron. On PCP, the Audi has a total cost of £43,420.14 at the end of a 48-month contract.
On lease, the same make and model comes in at a total cost of £34,311.50. A total saving of £9,108.64, it says.
Leasing.com compares personal and business car leasing offers from brokers, dealers, motor manufacturers and independent funders.
Battery Electric Vehicle Cost Comparisons: Lease (PCH) vs Finance (PCP)
While energy providers’ prices soar, Utility Warehouse’s tariffs are comparatively low.
People across the UK have seen their bills go up because of the spike in gas and electricty prices, which came into force on October 1, 2021. The price rises follow the increasing demand for energy, which has triggered a huge jump in wholesale energy costs. As a result, the government regulator Ofgem has raised its price cap for the second time this year. Despite the energy crisis, the UK’s only genuine multiservice provider Utility Warehouse (UW) is able to offer some of the most competitive energy prices on the market.
How can Utility Warehouse offer such good value energy tariffs?
UW, the ninth biggest independent energy supplier in the UK, can offer some of the lowest energy prices because of a deal between E.ON and its parent company Telecom Plus. In the past, this long-term agreement has meant that some energy suppliers have been able to undercut UW by taking a shorter-term approach. These suppliers have primarily focused on gaining market share. However, the rising wholesale prices have made it difficult for many of these suppliers to maintain their competitive energy pricing. This has left UW amongst the few energy providers that can take on new customers at the most competitive prices.
It’s no surprise that UW’s shares rose by over 10% when the multiservice provider reassured customers it was better insulated against the price hikes than most suppliers this autumn.
“We’ve been in business for 20 years,” says UW’s CEO Andrew Lindsay, who was a mergers and acquisitions banker for Goldman Sachs before he became the chief executive of Telecom Plus in 2010. “We’ve been patiently waiting for our opportunity.”
Lindsay explains that although the price climb has exposed the energy sector’s “systematic flaws”, he considers government intervention beyond temporary stop-gap measures unnecessary.
“Energy markets are cyclical,” he says. “We learned back in 2005 that you get wholesale price spikes. But everyone’s conveniently forgotten about that. The government is treading the right line here by not letting the incumbents muscle in and stifle competition, but equally not bailing out insolvent suppliers and prolonging the overdue and much-needed reset of unsustainable pricing practices.”
UW energy prices come in lower than many of its rival suppliers not only because of the agreement with E.ON, but also because the multiservice provider teams its energy service with great value broadband,mobile, and insurance services. UW has offered great value home services for 25 years, helping customers bundle their utilities into monthly packages. Plus, the bundles come with customer bonuses like 100% renewable electricity for Double Gold customers, a cashback card for those who take all services, and free smart meter upgrades for all energy customers.
Bulb is likely to cease trading imminently and when that happens, you will have no say about who your new provider is, what rates you are put on and it could well take months to sort out, at a time of the year when energy consumption is going to be highest and you least want a deficit building up.
But the likes of Martin Lewis are saying “sit tight and do nothing”. why is that? This is misleading advice and here’s why….
Everyone knows that comparison sites earn their money by getting paid to switch you to another provider. At the moment other energy providers can’t offer anything below the price cap on variable tariffs, so most companies have closed their doors to taking on new customers. This means that the comparison sites are unable to provide you with many alternatives to the company you are already with. They’d obviously rather wait until they have many options so that you use their sites and they get paid.
So here’s where I come in….. UW guarantee to be cheaper than the Ofgem Price Cap
UW have been trading since 1996 and will not be going bust as they have hedged their energy prices until 2035 and they also don’t rely on energy sales alone because they are unique in the fact that they also provide other services such as broadband, mobiles and insurances.
UW offer long term sustainable energy and GUARANTEE to save you money, you will not be left without a supplier and you will not need to switch ever again! 😀
So, whoever your provider is, please message me, Gail Bannister, for a no-obligation chat to see if I can help. The next 12 months are going to see many squeezes on our purses, let me take the worry out of one of them.
We’ve seen a distinct change in the weather this week which implies that spring is on the way and we’re hoping that the longer days and warmer weather will begin to lift your spirits as we move out of a very long winter! That said, we know that the continued uncertainty of the coming months is having a toll of most of us, so we wanted to offer some practical advice for ensuring you’re taking care of your mental health.
Focus on what you can control
Part of why we’re feeling so uneasy at the moment is that there’s far too much in the air that we have no way of controlling. Whether it’s when we’ll get to see friends and family again, when that wedding will be able to happen or when we’ll get to travel the world again, focusing on what we can’t control will only leave us anxious.
Make a conscious effort to put your mind towards what you can control: set a daily routine that feels good; set a to-do list that feels plausible so that it’s easy to check it off and feel accomplished; commit to exercising once per day; do a thorough spring clean (one room at a time if the whole house feels like too much of a task); check in with friends and family for chat.
Whether you voice your gratitude out loud or jot it down in a journal at the end of every day, the simple act of giving thanks even for the smallest things will shift your mindset. Don’t let the bad parts of your day make you feel bitter, instead celebrate the good every time it happens. Eventually you’ll start to notice the good much more and realise that life’s still great.
We had a great session with Forever ambassador Kristina Rihanoff the other week to discuss the benefits of breathing and meditation. Even if you’re unable to commit half an hour to a full meditation or yoga session there are few who can’t commit to five minutes of breathing mindfully each day, and even this simple thing can do wonders for your mental health.
Simply take yourself to a quiet part of your house (even if it’s just your bathroom!), set a timer for five minutes and get comfortable. Breathe in through your nose for a count of four seconds, hold for another four, breathe out for another four and hold for four more. Repeat until the timer runs out. Try to focus on the rhythm of your breathing and the beating of your heart. Take a few moments to wriggle your fingers and toes. If your mind wanders, gently bring it back to the here and now. All of this can really bring a sense of calm to your mind that’ll help you tackle the rest of your day head on.
Nourish your body
Taking good care of your body can really help to lift your mood. While it may be all too easy to default to comfort food when things feel a little doom and gloom, you’ll actually feel all the better for eating healthy foods, drinking plenty of water and getting a good amount of exercise each day. Not sure where to start?
When Forever tackled the C9 in January they created lots of healthy 600 calorie meals that are perfect whether you’re on the C9 or not. You can find sixteen of them righthere.